Exposures specific to dump work
- Rollover while dumping on uneven ground
- Contact with overhead lines while the bed is raised
- Damage to private driveways and site property
- Debris falling from loads on the road
What contractors ask for
General contractors and public agencies typically require certificates showing auto liability and general liability, often with additional insured and waiver of subrogation endorsements. Have their insurance requirements ready when you ask for quotes so the policy is built to match.
Frequently asked questions
Is dumping covered under auto or general liability?
It depends on where and how the incident happens. Carry both and ask the agent how the policies work together.